Implementasi Financial Technology Dalam Pengelolaan Keuangan Kafe Kopi Kampus Antirogo
DOI:
https://doi.org/10.36526/tekiba.v6i2.6439Keywords:
Financial Technology Implementation, Financial Management, Digital Attendance System, Smes, Operational EfficiencyAbstract
The development of digital technology has encouraged Micro, Small, and Medium Enterprises (MSMEs) to adopt more effective and integrated business management systems, particularly in financial and human resource management. Kafe Kopi Kampus Antirogo is one MSME that has seen an increase in the number of visitors since its establishment in 2022, but still faces problems in financial recording and employee attendance, which are done manually and are not yet integrated. This community service activity aims to improve business management effectiveness through training and the implementation of an integrated financial technology application. The methods used include initial discussions with partners, Focus Group Discussions (FGD) to identify needs, application development, system usage training, as well as mentoring and evaluation. The developed application allows business owners to access financial reports in real-time and monitor business operations directly, as well as providing a digital attendance system for employees. The evaluation results show measurable improvements, with financial recording accuracy increasing from 60% to 90% after implementation. Transaction recording time was reduced by about 40%, and attendance reporting errors decreased by almost 50%. The implementation of financial technology has proven to improve operational efficiency, transparency, and the quality of data-driven decision-making at Antirogo Campus Coffee Shop.
References
[1] Kementerian Koperasi dan UKM RI, Peran UMKM dalam Perekonomian Nasional, 2022. https://ekon.go.id/publikasi/detail/2969/umkm-menjadi-pilar-penting-dalam-perekonomian-indonesia
[2] Undang-Undang Republik Indonesia Nomor 20 Tahun. 2008. “Undang-Undang Republik Indonesia Nomor 20 Tahun 2008.” https://jdih.kemenkeu.go.id/dok/uu-20-tahun-2008/view
[3] Saputro, Ilham F. Eko, dan Nurhadi Kamaluddin. Optimalisasi Kinerja Umkm Melalui Pemanfaatan Software Akuntansi Dan Fintech Payment Gateway. 2024; 04(02):113–21. http://jurnal.bsi.ac.id/index.php/jasika
[4] Shadiq, Jafar, Rayhan Wahyudin, dan Ratu Lolly. Information Management for Educators and Professionals Sistem Informasi Kasir Pada Restoran Siap Saji Foodpanda Berbasis Desktop. 2020;5(1):85–94. https://doi.org/10.51211/imbi.v5i1.1444
[5] Soeseno, Riadi, S., & Gautama, Y. Pengelolaan Keuangan, Sdm Dan Strategi Pemasaran Dalam Mengukur Kinerja Usaha Kecil Menengah (Umkm). 2023;2, 108–122. https://jurnalilmiah.stiekia.ac.id/index.php/JEMB/article/view/47/43
[6] Fajar, I., Saputro, E., & Kamaluddin, N. Optimalisasi Kinerja Umkm Melalui Pemanfaatan Software Akuntansi Dan Fintech Payment Gateway. 2024;04(02), 113–121. http://jurnal.bsi.ac.id/index.php/jasika
[7] Ramadhani, Rafli, dan Sri Trisnaningsih. Analisis Keefektifan Aplikasi Keuangan Online Sebagai Media Pengelolaan Keuangan Di Sektor Usaha Mikro Kecil Menengah (Umkm). 2022;4(12):5778-84. https://journal.ikopin.ac.id/index.php/fairvalue
[8] Izzati N, Tri H, Kurnia A, Lubis F. 2025. Pengaruh Implementasi Aplikasi Keuangan Berbasis Digital Terhadap Optimalisasi Kinerja Umkm Di Kecamatan Medan Johor. 2025;6 (1):197-213. DOI: https://doi.org/10.36490/value.v6i1.1765
[9] Rahardian, Rifky Lana, M. Azman Maricar, Ni Kadek Tasya Novita Devi, Gde Surya Suteja, dan I. Wayan Junko Arysutha Winata. Pelatihan Penggunaan Aplikasi Kasir Pintar Dan Manajemen Keuangan Pada Rumah Makan Minang Baru. 2024;4(1):21–32. https://doi.org/10.35877/panrannuangku2423
[10] Rokhimah, Z. P., Widyarti, M. T. H., Kusuma, S. Y., Hartono, & Handayani, J. Pengaruh Literasi Keuangan Digital Dan Akses Keuangan Digital Terhadap Kinerja Umkm Kota Semarang. 2025;7(1), 232-242. https://jurnal.uia.ac.id/Akrual/article/view/5087
[11] Aribawa, D. Pengaruh Literasi Keuangan dan Penggunaan Fintech terhadap Kinerja UMKM. Jurnal Manajemen dan Kewirausahaan. 2020;22(2), 112–123 https://doi.org/10.9744/jmk.22.2.112-123
[12] Fitriani Y. Online Sebagai Media Untuk Mengelola Atau 2021;5. https://doi.org/10.52362/Jisamar.V5i2
[13] Laure, A. The Future of Fintech. Research Technology Management. 2019;62(4), 59–63. https://doi.org/10.1080/08956308.2019.1613123
[14] Firmansyah, F., Rozi, C., & Prajawati, M. I. Economic benefit, convenience dan risk benefit dalam mempengaruhi penggunaan Fintech yang berulang. Jurnal Ekonomi Modernisasi. 2021;17(2), 113–124. https://doi.org/10.21067/jem.v17i2.5578
[15] Aryanto, & Farida, I. Faktor Penentu Penerapan Akuntansi Digital pada UMKM: Intervensi Pemerintah Sebagai Variabel Pemoderasi. Jurnal Bisnis dan Akuntansi. 2022;24(2), 305-318. http://jurnaltsm.id/index.php/JBA
[16] Aryanto, A., A. N. Hanum, dan M. Syaefudin, Faktor teknologi, organisasi, dan lingkungan pada penerapan akuntansi digital serta dampaknya terhadap kinerja UMKM. 2023;7(2), 1462–1475. https://doi.org/10.33395/owner.v7i1.1224
[17] Hasan, N. N., Maulana, F., Wiguna, A. P., & Khair, O. I. Pemanfaatan Teknologi Informasi untuk Efisiensi Opersional UMKM. Sainmikum. 2025;2(4), 285-291. https://doi.org/10.60126/sainmikum.v2i4.1094
[18] Rokhimah, Z. P., Widyarti, M. T. H., Kusuma, S. Y., Hartono, & Handayani, J. Pengaruh Literasi Keuangan Digital dan Akses Keuangan Digital terhadap Kinerja UMKM Kota Semarang. 2025;7(1), 323-242. https://doi.org/10.34005/akrual.v7i1.5087
[19] Putri, N. K. D. C. I. Perancangan Sistem Kasir Berbasis Web untuk Optimasi Transaksi di UMKM Jimmy Juice. Proyek Akhir, Program Studi Manajemen Bisnis Internasional, Politeknik Negeri Bali, Bandung. 2025. https://repository.pnb.ac.id/19287/2/RAMA_93308_2115744145_0001127603_0822088901_ part.pdf
[20] Sari, D. P., & Nugroho, A. Penerapan sistem informasi berbasis digital dalam meningkatkan efisiensi operasional UMKM. Jurnal Sistem Informasi dan Teknologi Informasi. 2022;11(1), 55–63. https://doi.org/10.36706/jsi.v11i1.18945
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Fauziyah Azzahro, Venantya Asmandani, Rina Dwi Desianti, Nabila Novareta

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.







