Early Financial Literacy Education: Savings and Personal Financial Planning Training for Students of Hang Tuah 2 Private Junior High School Medan

Authors

  • Fachrun Nissa Akademi Manajemen Informatika & Komputer Universal
  • Eddy Harnjo Institut Bisnis Informasi Teknologi dan Bisnis
  • Amin Hou Universitas Mahkota Tricom Unggul
  • Roni Juliansyah Universitas Mahkota Tricom Unggul
  • Ahmad Rivai Universitas Mahkota Tricom Unggul
  • Dini M Hutagalung Universitas Mahkota Tricom Unggul
  • Indra Budiman Universitas Mahkota Tricom Unggul
  • Sabaruddin Chaniago Universitas Pembinaan Masyarakat Indonesia
  • Muhammad Fathoni Politeknik Genesha
  • Ratih Amelia Politeknik Unggul LP3M

DOI:

https://doi.org/10.36526/gandrung.v6i2.5487

Keywords:

Financial Literacy, Saving Habits, Personal Financial Planning, Junior High School Students, Life Skills, Financial Responsibility, Character Education

Abstract

This community service activity aims to improve financial literacy among junior high school students through training in saving habits and personal financial planning. Targeting students at SMP Hang Tuah Medan, the program introduces basic financial concepts such as budgeting, distinguishing needs from wants, setting financial goals, and managing allowances. The method used combines interactive workshops, simulations, and group discussions to foster a fun and engaging learning experience. Through this initiative, students are expected to develop awareness of financial responsibility from an early age and apply simple financial management practices in their daily lives. The program also supports the development of life skills and contributes to character education by promoting discipline, self-control, and decision-making. The outcome of the activity indicates a significant improvement in students’ understanding and attitudes toward money management. This initiative highlights the importance of integrating financial literacy education into the school environment to build a financially literate generation

References

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Published

2025-07-18

How to Cite

Nissa, F., Eddy Harnjo, Amin Hou, Roni Juliansyah, Ahmad Rivai, Dini M Hutagalung, … Ratih Amelia. (2025). Early Financial Literacy Education: Savings and Personal Financial Planning Training for Students of Hang Tuah 2 Private Junior High School Medan. GANDRUNG: Jurnal Pengabdian Kepada Masyarakat, 6(2), 2308–2318. https://doi.org/10.36526/gandrung.v6i2.5487

Issue

Vol. 6 No. 2 (2025): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat

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