Loviananda, Naufal Dicka, Ratna Fitri Astuti, Noor Ellyawati, and Vitria Puri Astuti. “Analysis of Digital Payment Usage by Field of Work”. SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL 14, no. 4 (December 13, 2025): 3248–3257. Accessed December 18, 2025. https://ejournal.unibabwi.ac.id/index.php/sosioedukasi/article/view/5974.