Ritonga, Bunga Dwi Fani, et al. “FINANCIAL INCLUSION OF MSMES THROUGH SHARIA CROWDFUNDING”. SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL, vol. 14, no. 4, Jan. 2026, pp. 4249-57, doi:10.36526/sosioedukasi.v14i4.6896.