MIA WAHYU NURAINI, Theresia Priadani, and Yunus Handoko, “THE INFLUENCE OF FINANCIAL LITERACY, LIFESTYLE AND PERSONAL INCOME ON FINANCIAL MANAGEMENT IN GENERATION Z IN SOUTH JAKARTA : Pengaruh Literasi Keuangan, Lifestyle, dan Personal Income Terhadap Pengelolaan Keuangan Generasi Z di Jakarta Selatan”, SJIIPS, vol. 14, no. 4, pp. 1335–1342, Nov. 2025.